The Home Mortgage Disclosure Act (HMDA) is a federal law that requires financial institutions to disclose certain information about mortgage applications and loans. There are various synonyms for this law, including the Mortgage Data Disclosure Act, the Mortgage Disclosure Improvement Act, and the Truth in Lending Act. These laws serve as powerful tools to ensure that consumers are protected and have access to important information about lenders and their mortgage products. By shedding light on lending practices and promoting transparency, these laws have helped to prevent discriminatory practices and promote fair access to housing for all Americans.