Out-of-the-money is a term used in financial markets to describe an option contract that has no intrinsic value. Basically, if an option contract is out-of-the-money, then the underlying asset's market price has moved in a direction that is unfavorable for that option's holder. This means the option is currently worthless because exercising it would lead to a loss for the holder. Some synonyms for out-of-the-money are unprofitable, worthless, pointless, unproductive, and futile. These words all capture the same essence of being of no value or benefit in a financial sense. It's important for investors to know what out-of-the-money means and how it can impact their investments.