What is another word for am arrears?
Pronunciation: [am ɐɹˈi͡əz] (IPA) 
The phrase "am arrears" is often used to indicate that someone owes money or is behind on payments. There are many different synonyms that can be used to convey the same meaning, including "in debt," "behind on payments," "in arrears," "owing money," "delinquent," and "defaulting." Each of these phrases can be useful in different situations, depending on the tone and context of the conversation. For example, "in debt" might be a more formal way to describe being behind on payments, while "delinquent" could have more negative connotations. Ultimately, it's important to choose the right synonym for the situation in order to accurately convey the intended message.
