What are the opposite words for over drafts?

Overdrafts are a financial term used to describe the act of withdrawing more money from a bank account than what is available in the account. The opposite or antonym of overdraft is a credit balance. A credit balance refers to the amount of money left in a bank account after all transactions have been completed. It means that the account holder has more money in their account than they owe. While overdrafts may incur high-interest rates and fees, having a credit balance can earn interest on the money in the account. It is always advisable to maintain a credit balance in your bank account to stay financially secure and avoid penalties.