What are the opposite words for over-drafts?

The opposite of over-drafts is the term "positive balance." A positive balance refers to a situation where an individual's account contains more money than they owe. In contrast, over-drafts refer to a financial condition where withdrawals exceed the funds available in an account, resulting in negative account balances. Positive balances are a desirable condition, as they indicate financial stability, prudence, and responsible spending habits. On the other hand, over-drafting can lead to severe financial complications, including penalties, fees, and even legal actions such as wage garnishments. Maintaining a positive balance is an essential aspect of financial management, and over-drafting should be avoided at all costs.