Assumed interest rate is a term that refers to the rate at which an asset or liability is expected to earn interest over a certain period of time. There are a few different synonyms that describe this concept, including nominal interest rate, stated interest rate, and expected interest rate. The nominal interest rate is the rate that is not adjusted for inflation, whereas the real interest rate is the nominal rate adjusted for inflation. The stated interest rate is the rate that is quoted by the lender or issuer of the asset or liability, whereas the expected interest rate is based on the market's forecasts and expectations for interest rates. Ultimately, a borrower or investor will look at a variety of factors to determine the assumed interest rate that works best for their specific situation.