There are several synonyms for the phrase "be in difficulties for money". One of the most common phrases is "be strapped for cash". This refers to the situation where a person has little or no money and is struggling to make ends meet. Another synonym is "be broke", which simply means to have no money. Other phrases include "be in financial trouble", "be in a tight spot", "be facing financial hardship", and "be in dire straits". All of these phrases describe a situation where money is scarce and there is a significant struggle to meet financial obligations. Whatever the phrase used, it's important to seek help and support to overcome financial difficulties.