A credit limit is the maximum amount of credit that a lender is willing to extend to a borrower. It is a common term used in the world of finance, but there are several synonyms that can be used interchangeably. One such alternative is "credit line", which is similar in meaning and refers to the available credit a borrower has on their account. Another synonym for credit limit is "borrowing limit", which emphasizes the idea that the borrower is only allowed to borrow up to a certain amount. Other terms that can be used include "credit ceiling", "credit cap", and "credit restriction". Regardless of the term used, the concept remains the same: a limit on how much credit a borrower can access.