"Most close-handed" refers to someone who is extremely stingy or reluctant to spend money. Synonyms for this phrase include miserly, penny-pinching, tight-fisted, cheap, and frugal. Miserly is the strongest synonym, describing someone who hoards money and is unwilling to spend even for necessities. Penny-pinching and tight-fisted both describe someone who is reluctant to spend money even on small items, while cheap implies someone who looks for the lowest possible cost regardless of quality. Frugal is slightly more positive, suggesting someone who is careful with money but not necessarily unwilling to spend. Regardless of the synonym used, someone who is most close-handed is likely to be seen as greedy or selfish.