When expressing that someone is not wealthy, there are a variety of synonyms to use instead of saying "not made of money." Some examples of phrases include "not rolling in dough," "not loaded," "not flush," "not wealthy," "not affluent," "not prosperous," "not well-to-do," "not opulent," and "not well-heeled." These phrases help replace common expressions and inject some personality into your writing or speaking. Using synonyms can help you avoid repetition and keep your audience engaged. It's important to consider the context in which you are using these phrases, as some may be more appropriate in certain situations than others.