The idea of paying out excess of income can be expressed in a number of ways. One common term for this is "dispensing surplus earnings". Another synonym is "distributing profits", which is often used in the context of business or investing. Similar phrases would include "allocating funds", "dividing up surplus cash", or "issuing dividends". When referring to personal finances, a person may use "paying out surplus income", "giving away excess earnings", or "donating extra funds". Regardless of the phrasing used, the concept of paying out excess income is an important part of financial planning and budgeting for individuals and businesses alike.