Casualty insurance is a type of insurance that protects against loss or liability resulting from an accident or injury. There are several synonymous terms used in the insurance industry to refer to the same type of coverage, including liability insurance, general liability insurance, and accident insurance. Liability insurance covers injuries or damages to persons or property for which the insured is responsible, while general liability insurance covers a broader range of risks. Accident insurance is designed to provide coverage for injuries that occur as a result of accidents, regardless of who is at fault. Regardless of the terminology used, casualty insurance is an essential form of protection for individuals and businesses alike.