There are multiple synonyms that can be used in place of the phrase "suffers misfortune". One such synonym is "encounters mishap." This phrase carries the same meaning as "suffers misfortune" but has a slightly softer connotation. Another synonym is "falls on hard times." This phrase implies that the individual has experienced a period of financial or personal struggle. "Endures hardship" is another synonym that highlights the individual's ability to overcome difficult circumstances. Lastly, "faces adversity" can be used to describe someone's ability to confront challenges head-on, suggesting strength and resilience in times of difficulty. Each of these synonyms provides a unique way of expressing the idea of misfortune without directly stating it.