There are several synonyms for the phrase "below a certain income". Some of these terms include "low-income", "economically disadvantaged", "poverty-stricken", "financially challenged", "underprivileged", and "deprived". These words refer to individuals or households who earn a limited amount of money and may struggle to make ends meet. Low-income households may face difficulties in accessing basic needs such as food, healthcare, and housing. The use of appropriate language and terms to describe individuals or groups is important in promoting understanding and respect for their circumstances, and can help to reduce the stigma associated with poverty.