Homeowners loans are also known as home equity loans, property loans, or secured homeowner loans. These types of loans are designed to allow homeowners to borrow against the equity they have built up in their property over time. With this type of loan, homeowners can access funds for home improvements, debt consolidation, or other expenses. Some homeowners may also consider a second mortgage or refinancing their home to access funds. Regardless of the terminology used, it is important for homeowners to do their research and consult with a financial advisor before taking out any type of loan to ensure they fully understand the terms and conditions.