Pawner is a term used to describe a person who pledges their personal property as collateral for a loan. However, there are several other synonymous terms that can be used to refer to this type of person. Some of these include hockshop customer, pledgee, borrower, or pledger. Each of these synonyms has a slightly different connotation or context in which they are used. For example, a pledger typically refers to a person who has given security for a debt, whereas a hockshop customer tends to be a person who frequents pawnshops regularly. Regardless of the term used, the underlying concept remains the same: a person who uses personal property as collateral for a loan.